Can a Therapist Ever Retire? Financial Transference, Financial Trauma, and Financial Health

Presented by: Elisabeth R. Crim, PhD, Licensed Psychologist and Bill Hawver, B.S., Licensed Financial Advisor

Wednesday, April 4, 2018
9:00am to 11:00am
(two contact hours)

The Guidance Center, 2nd Floor Training Room
1301 Pine Avenue, Long Beach, CA 90813



Cost: $30 


TGC Staff, trainees and Interns: Free 


This course addresses long established and research areas that remain applicable in clinical practice for mental health clinicians and those they treat.  These areas of focus include: transference, countertransference, trauma, attachment, compassion fatigue, and the neurobiology of each.  It also invites providers’ attention to a specific areas of trauma and transference that affect providers’ well-being and long term self-care practices in the area of money and finance as it relates to current stress and future self care and retirement; areas equally important, but less commonly taught to graduate students or licensed mental health clinicians.

Financial transference incorporates past trauma, health, and development. It not only impacts how we experience and engage with money, but all relationships in our lives. Our financial histories and resulting transference can yield unconscious bases for myriad symptoms of illness, or markers of wellness. Informing various defensive reactions we have to money, finance, and retirement, it affects our intimate to impersonal relationships positively and negatively. It informs how we live in the present and plan for the future. Significant recent research by Galen Buckwalter (2016) reveals that, since the Great Recession of 2008, one in four Americans is experiencing symptoms of acute financial stress that approximate PTSD.

Financial transference, financial trauma, and financial health include conscious financial planning for now and for the future.  These are under-attended to areas of human functioning and mental, physical, emotional, relational health – both for mental health providers and those they treat.  The lack of education in these areas allows for potential clinical misses in treatment as well as potential misses for the therapists own self care and attention to personal financial countertransference, primary/vicarious/secondary trauma, and compassion fatigue. 

Real world money tools and solutions for financial planning, including retirement planning, exist and have been studied.  This course attends to mental health clinician’s own psychological defenses of denial and avoidance or panic often based in fear and general lack of awareness or conscious knowledge in areas of money and finances (including personal history, present experience, and future anticipation) for themselves. 

This course hopes to attend to often unconscious mind-body-spirit defenses against money consciousness, and address the neurobiology that supports transference-based mind-body-spirit avoidance of money issues.  The neurobiology of the positive psychological experience of hope as it relates to money, generosity, and gratitude will be discussed.  The course offers interventions that can activate hope and intentional consciousness for clinicians’ long term self-care and well-being, so that they may live a more conscious, holistic, actualized and integrated life.  In turn, and with more training and consultation and advisement in the area of money, finance, and retirement, and with expanded collaborative referrals, psychologists and psychotherapists may develop treatment plans that attend to patients more fully and holistically in the area of money.


  • Participants will be able to identify and discuss Financial Transference and Trauma, including 2 possible attachment-based origins for it that may present for themselves or their clients.
  • Participants will be able to demonstrate 1-2 coping techniques that can activate the parasympathetic nervous system following activation of sympathetic nervous system in response to Financial Trauma or Transference triggers or activations.
  • Participants will be able to discuss 1-2 Financial Solutions for Retirement available to them for investment in their future self-care, combating current and future compassion fatigue.


Licensed psychologists, marriage and family therapists, and clinical social workers who want to develop the tools to manage their own financial countertransference or trauma.    Unlicensed and trainees are also welcome to attend though program content will be at the postdoctoral/post-licensure level. 


Elisabeth R. Crim, PhD

Dr. Elisabeth Crim is a Licensed Psychologist, Certified Relax/Renew Yoga Trainer, and the Founder/Director of Moonstone Center, where traditional and complimentary-alternative therapies are combined for whole person mental health treatment and professional development is offered in the context of self care. She has a PhD and MA Psychology; MA, Theology; and MA, Counseling. Providing treatment for over 25 years, she is an energizing, engaging speaker and writer, offering psychotherapy, consultation, and training from an Inter-Subjective Psychodynamic (Stolorow) & Holistic Mind-Body-Spirit Integrative approach. She is the Founding Editor of the monthly e-Newsletter+Video, The Healer’s Life! Visit/Sign Up:,


Bill Hawver

Bill Hawver, Licensed Financial Advisor, has worked with money and financial management over the course of his life. Bill formerly worked as a Licensed Stock Broker and for many years as a Manufacturing Executive, prior to honoring and enjoying his current passion of helping others attend to their future selves through smart, thoughtful, client-centered retirement planning.  Currently, a Financial Advisor with Transamerica and serving as the CFO for Moonstone Center, Bill is now teaming with his wife, Dr. Elisabeth Crim, in attending to health, mental health, and education professionals in focusing on self care, specifically in the area of financial wellness.



The Guidance Center is approved by the American Psychological Association (APA) to sponsor continuing education for psychologists.  The Guidance Center maintains responsibility for this program and its content.  The California Board of Behavioral Sciences (BBS) accepts programs offered by approved APA sponsors of continuing education for licensed marriage and family therapists and licensed clinical social workers.



There is no commercial support for this CE program or instructor.  There are no known conflicts of interest.



For additional questions regarding this training, please contact the program administrator, Dawn Vo-Jutabha, Ph.D. at